"In retrospect perhaps I should have remained in new York, though of course there was nothing for me there. But it is too late for regrets now, and I am here anyhow."

And Tessa really does like being in the City. Sure, the curses range from inconvenient to terrifying, but less so than what Mortmain might do to her. At least the curses always end. And there is the library, and people like Tim.

She smiles at him, not without some sadness, but trying.